Supplemental Health Insurance

Even with comprehensive medical coverage, an illness, injury, or hospital stay can create unexpected financial challenges. Supplemental health benefits help provide additional financial protection by paying cash benefits that can be used to offset healthcare costs or other household expenses.

You can choose from four different supplemental health insurance policies. For cost and benefit details and to enroll, visit the Aptia 365 website. Important: If you have a Legacy Accident or Legacy Critical Illness policy with Transamerica Employee Benefits that you did not elect through the Aptia365 platform, you cannot elect the updated Accident or Critical Illness policy. If you have a Legacy Critical Illness or Legacy Accident policy and would like to speak to a Customer Service Representative, contact Transamerica Employee Benefits at 855-244-8318.

Accident insurance, available through Transamerica Life Insurance Company, helps protect you from unexpected financial stress if you or an insured family member has an accident. It supplements your major medical plan by providing cash benefits in cases of accidental injuries. You can use this money to help pay for expenses not paid by your medical plan (such as your deductible or coinsurance) or for anything else (such as everyday living expenses). This policy also includes a wellness benefit that allows you or your insured spouse to receive an annual benefit of $50 each for having a covered wellness exam. View this brochure to learn more. You can also view this flyer to see an example of how to use this insurance to supplement medical insurance. For cost and benefit details and to enroll, visit the Aptia 365 website.

Benefits are paid:

• Directly to you, unless you assign them to someone else
• In addition to any other insurance, like your major medical plan or stand-alone Accidental Death & Dismemberment (AD&D) plan

Note: You can take your policy with you if you leave Transamerica.

You receive a cash benefit up to a specific amount for:

• Accidental death
• Dismemberment
• Dislocation or fracture
• Initial hospital confinement
• Intensive care
• Ambulance
• Medical expenses
• Outpatient physician’s treatment

The actual benefit amounts depend on the type of injuries you have and the medical services you need.

Click here to watch a brief video about accident insurance.

This is a brief summary of Transamerica Accident Insurance^SM – AC11 underwritten by Transamerica Life Insurance Company (TLIC), Cedar Rapids, Iowa. TLIC is not an authorized insurer in New York. Policy Form Series TMAC1100-1220 and TCAC1100-1220. Forms and numbers may vary. Insurance may not be available in all jurisdictions. Limitations and exclusions apply. Please refer to the policy, certificate, and riders for complete details.

When a serious illness strikes, critical illness insurance — available through Transamerica Life Insurance Company — can provide financial support to help you through a difficult time. It can help protect against the financial impact of certain illnesses, such as a heart attack, cancer or stroke. It can help protect against the financial impact of certain illnesses, such as a heart attack, cancer, stroke, Parkinson’s disease, sudden cardiac arrest, and non-invasive cancer.

You receive a lump-sum benefit to help pay for out-of-pocket expenses for your treatment, to help pay your coinsurance or to help take care of your everyday living expenses such as housekeeping services, special transportation services and child care. This policy also includes a wellness benefit rider that allows you, your covered spouse and your covered children to receive an annual benefit of $50 each for having a wellness exam. View this brochure to learn more. You can also view this flyer to see an example of how to use this insurance to supplement medical insurance. For cost and benefit details and to enroll, visit the Aptia 365 website.

Choose from three benefit amounts:  

• $10,000
• $20,000
• $30,000
• $40,000

Benefits are paid:

• Directly to you, unless you assign them to someone else.

Click here to watch a brief video about critical illness insurance.

Note: You can take your policy with you if you leave Transamerica.

This is a brief summary of Transamerica Critical Illness Insurance^SM – CI12 underwritten by Transamerica Life Insurance Company (TLIC), Cedar Rapids, Iowa. TLIC is not an authorized insurer in New York. Policy Form Series TMCI1200-1020 and TCCI1200-1020. Forms and numbers may vary. Insurance may not be available in all jurisdictions. Limitations and exclusions apply. Please refer to the policy, certificate, and riders for complete details.

A trip to the hospital can be stressful, and so can the bills. Even with a major medical plan, you may still be responsible for deductibles, coinsurance and other out-of-pocket costs. Offered through Transamerica Life Insurance Company, hospital indemnity insurance can help offset your share of the cost associated with a covered sickness or accident.

You can use the money you receive to help cover hospital stays, ambulance service, surgery rehabilitation, certain inpatient or outpatient treatments, and newborn-related benefits. The policy pays benefits in addition to any other insurance. View this brochure to learn more. You can also view this flyer to see an example of how to use this insurance to supplement medical insurance. For cost and benefit details and to enroll, visit the Aptia365 website.

Choose from two benefit options:

• Standard, which includes a $1,500 hospital admission and $150 daily hospital confinement benefit
• Enhanced, which includes a $1,500 hospital admission and $250 daily hospital confinement benefit

Benefits are paid:

• Directly to you, unless you assign them to someone else
• As a lump sum or on a benefit schedule

Click here to watch a brief video about hospital indemnity insurance.

This is a brief summary of Hospital Select® II hospital indemnity insurance policy underwritten by Transamerica Life Insurance Company (TLIC), Cedar Rapids, Iowa. TLIC is not an authorized insurer in New York. Policy Form Series TMHI1000-0118 and TCHI1000-0118. Forms and numbers may vary. Insurance may not be available in all jurisdictions. Limitations and exclusions apply. Refer to the policy, certificate, and riders for complete details. (H)

THIS IS A SUPPLEMENT TO HEALTH INSURANCE AND IS NOT A SUBSTITUTE FOR MAJOR MEDICAL COVERAGE. LACK OF MAJOR MEDICAL COVERAGE (OR OTHER MINIMUM ESSENTIAL COVERAGE) MAY RESULT IN AN ADDITIONAL PAYMENT WITH YOUR TAXES.

Cancer insurance is designed to provide benefits to help pay for the costs of cancer treatment. Offered through Transamerica Life Insurance Company, this policy can help pay a variety of expenses associated with cancer care, including chemotherapy and radiation, surgery, hospital confinement, transportation and lodging. 

With this supplemental benefit, you’ll not only have more resources to help cope with any future diagnosis of cancer, but you’ll also have wellness benefits to help you detect cancer early, when it’s most treatable. View this brochure to learn more. You can also view this flyer to see an example of how to use this insurance to supplement medical insurance. For cost and benefit details and to enroll, visit the Aptia 365 website.

Click here to watch a brief video about cancer insurance.

This is a brief summary of CancerSelect® Plus, Group Cancer Insurance underwritten by Transamerica Life Insurance Company (TLIC), Cedar Rapids, IA. TLIC is not an authorized insurer in New York. Policy form series CPCAN200 and CCCAN200. Forms and form numbers may vary. This insurance may not be available in all jurisdictions. Limitations and exclusions apply. Refer to the policy, certificate and riders for complete details.

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